Value Add Network – Coaching Program
Terms & Policies
Effective Date: Aug 2025

Welcome to Value Add Network (“VAN,” “we,” “our,” or “us”). By enrolling in our coaching program, accessing our content, or participating in our community, you (“you,” “student,” “member,” or “client”) agree to these Terms & Policies. Please read them carefully, as they form a binding agreement between you and VAN.

1
Program Participation Agreement
You are enrolling in an educational program focused on commercial real estate investing. VAN does not guarantee specific results, deals, income, or other outcomes. Your success depends on your own effort, execution, and prevailing market conditions. All calls, content, and guidance are for educational purposes only and do not constitute legal, tax, or financial advice. You should always consult licensed professionals before making investment decisions.
2
Payment & Refund Policy
Tuition and membership fees are due according to the payment terms agreed upon at enrollment. Unless otherwise stated in writing, all sales are final. No refunds will be issued once program access has been granted. If you are on a payment plan and fail to make a payment, your access will be suspended until your account is current.

Chargebacks: You agree not to initiate any chargeback or payment dispute with your financial institution. In the event of a chargeback, you remain responsible for the original amount due, plus any legal fees, collection costs, and interest as permitted by law.

We are committed to maintaining a respectful, collaborative environment. By joining, you agree to:
Avoid spam and unsolicited promotion unless explicitly permitted.
Respect confidentiality: what is shared in the group remains confidential.
Maintain professional conduct: no harassment, hate speech, or disruptive behavior.
Contribute actively: share insights, support others, and engage with the community.
We reserve the right to remove any member who violates these guidelines without refund.

Intellectual Property
All program materials—including but not limited to videos, templates, workbooks, tools, and brand assets—are the exclusive property of VAN. You are granted a personal, non-transferable license to use them solely for your own business purposes. You may not copy, share, resell, or publicly distribute any program content without prior written consent from VAN. Any breach may result in immediate termination of access, injunctive relief to prevent further misuse, monetary damages, and recovery of attorney’s fees.
Confidentiality
During the program, you may gain access to proprietary business strategies, deal templates, and other confidential information. You agree not to disclose, share, or use this information outside the program without written permission from VAN. This confidentiality obligation continues after the program ends.

Privacy Policy
We collect personal information (e.g., name, contact details, payment information) solely to deliver the program and manage our relationship with you. We do not sell your personal data. We may share information with trusted third-party providers (e.g., payment processors, CRM tools) solely for program delivery and operational purposes. You may request a copy, update, or deletion of your personal data by emailing [Email].
Earnings Disclaimer
Real estate investing carries inherent risks. Any case studies, testimonials, or income examples provided are illustrative only and should not be interpreted as guarantees of future results. You may earn more, less, or nothing at all.

Limitation of Liability
VAN is not responsible for your business decisions, investment losses, or missed opportunities. To the fullest extent permitted by law, our total liability for any claim is limited to the amount you paid for program access.
Force Majeure
We shall not be liable for any delay or failure to perform due to events beyond our reasonable control, including but not limited to illness, acts of God, labor disputes, internet outages, government restrictions, or natural disasters.

Publicity & Testimonials
Unless otherwise agreed in writing, you grant VAN permission to use anonymized testimonials, case studies, or success outcomes for marketing purposes. You may opt out by notifying us in writing.
Dispute Resolution
Before initiating any legal action, both parties agree to attempt to resolve disputes in good faith through informal discussions and mediation. If mediation fails, the dispute shall be submitted to binding arbitration in Hennepin County, Minnesota, administered under the rules of the American Arbitration Association. Each party shall bear its own legal fees unless otherwise determined by the arbitrator. The arbitrator’s decision shall be final and binding.

Governing Law
These Terms & Policies are governed by the laws of the State of Minnesota, without regard to its conflict of laws principles.
Updates to These Terms
We may revise these Terms & Policies at any time. Updates will be posted in your member portal and sent to your registered email address. Continued participation after changes are posted constitutes acceptance of the updated Terms.

Acknowledgement
By joining the program, you confirm that you have read, understood, and agreed to these Terms & Policies, and that you are entering into this agreement voluntarily and without coercion.